Blog about Financial Education, Advisory & Planning
Regtech- Regulatory technology is a term used to refer to any and all technology designed to help financial services companies maintain regulatory compliance. Most solutions are focused on maintaining compliance with know your customer (KYC) and anti-money laundering (AML) regulations. The term is generally used as a subset of fintech, the blanket label for any technology …
For most investors & corporates, saving & current bank account becomes the preferred destination to park their short term surplus funds. Further, even when they need to build a contingency fund, they cannot think of better havens. The reason for such a decision might be lack of awareness or a time crunch. However, leaving your …
What is Capital? Capital is our hard-earned money which we save over the years. The next question thus is Why do we save? We save to meet our needs or goals in the future, or perhaps for contingency. Thus we invest the money we have with us instead of spending it, and wait for consumption for …
It may be encouraging to know that you have finally decided to save money and invest it smartly to make it grow. But you should not blindly invest without knowing how much risk you can take. In other words the first step is to decide what mix of investments (Debt- Equity-Gold-Real Estate-Others) you should take …
The general perception is that investing in stock markets is very risky. there are two aspects which go into investment in stocks. Firstly choosing the right stocks & secondly purchasing the stocks at the right time. We may choose some tried and tested blue chip stocks or analyse a Company & decide to invest in …
One of the best ways to invest in the stock market is through mutual funds. However, identifying good mutual fund for long term investment is not easy. Several financial web sites, blogs, financial advisors indicate various parameters to rate the mutual funds. However, some of the basic parameters indicated below will help you choose the correct mutual funds …