Mutual Fund

midcap

Midcap stocks on a free fall

Though frontline index such as NIFTY & SENSEX have been range bound, broader markets have taken a beating with many smaller companies falling by over 30% from their peak. Some of it is correction of excesses in the midcap space; it is also providing some good opportunities to enter some quality stocks at reasonable valuations. …

Midcap stocks on a free fallRead More »

bonds

Should investors invest in bonds now?

Bond investors have been hit hard over the past one-and-a-half year. For those in fixed deposits, the interest rates have been low and bonds/debt fund investors have been hit by tepid returns on account of rising bond yields. Currently the preferred strategy remains corporate credit, with exposure to both accrual and credit opportunity strategies. The 10-year …

Should investors invest in bonds now?Read More »

SEBI

New fund categories proposed by SEBI

The big announcement last year in the mutual fund industry was categorization and rationalization of mutual fund schemes by SEBI. The market regulator sought to bring uniformity in the characteristics of similar schemes to ensure that an investor is able to evaluate various options before making any investment. As per the circular, SEBI has demarcated a …

New fund categories proposed by SEBIRead More »

NRI

Are you an NRI, wanting to invest in Indian mutual funds?

NRI or non-resident Indian is a citizen of India or a person of Indian origin who goes out from the country for some official purpose/employment, carrying on their own business or with the intention to stay outside the country for more than 182 days or more during a financial year and 365 days or more …

Are you an NRI, wanting to invest in Indian mutual funds?Read More »

investment advice

Pay for the right investment advice

Last week I was reading an article about how Rahul Dravid was cheated by a Bangalore based firm Vikram Investments of Rs.4 cr. Though there were reports of many other celebrities being duped, Dravid has been the first to lodge a complaint. Similarly it was reported that badminton star Sania Nehwal was cheated of Rs.75 …

Pay for the right investment adviceRead More »

LTCG

LTCG tax: How should you react?

The Budget 2018 proposed to change how long term capital gains (LTCG) on equity shares and units of equity-oriented MFs are taxed in your hands. Till 31st March 2018 no LTCG will be chargeable. If you sell after 31st March 2018 the LTCG will be taxed as follows: The cost of acquisition of the share or …

LTCG tax: How should you react?Read More »

markets

Crash course of overheated markets

As we draw close to the current financial year, markets have corrected ~10% from recent all-time high NIFTY of 11,171 touched on 29th January 2018. The markets & especially mid & small-caps were overvalued & some price rationalization is happening. The increasing trend in 10 year g-sec rates in both India & the USA are …

Crash course of overheated marketsRead More »

ULIPs

Mutual Funds better than ULIPs even after LTCG

I have been a firm believer in not mixing investment with insurance. Since ULIPs (Unit Linked Insurance Plan) can offer a maximum cover of ten times the premium, it would cost you an enormous amount of money to provide the amount of life cover you actually need. Ever since the LTCG tax was announced in …

Mutual Funds better than ULIPs even after LTCGRead More »

direct plan

Direct plan in mutual funds

Direct Plan in mutual funds were introduced on 1st January 2013 & since then within five years their share has grown to 40% of the industry’s total AUM. With consistent push from various stakeholders, direct plans contribute 14% of the total AUM held by individual investors. Product awareness campaigns by various market participants have consistently increased …

Direct plan in mutual fundsRead More »