As a property investor, you have two options- keep the house locked or give it out on rent. The first option fetches you the capital gains as returns, while the second option earns you regular returns in the form of rent and capital gains. For stock investments too, you can either hold your shares and …
A loan guarantor is someone who is legally liable to pay off the loan, in case the primary applicant is unable to do so. In addition, being a guarantor will not only make you liable to pay off the loan in case of a default, but your own borrowing capacity would reduce and your credit …
As a smart borrower make sure you are taking the loan for the right reasons. Don’t borrow just because the interest rate is attractive or you can claim tax benefits. Here are a few basic rules to keep in mind: Take on an EMI only if you can afford it: A smart borrower will never …