Blog about Financial Education, Advisory & Planning
We need not panic & should firmly stay invested in this sell off over the last two weeks. Fundamentally nothing has changed in India & the domestic story remains intact. Low commodity prices, low inflation, improving GDP growth augers well for India. This selloff is purely due to global concerns especially China & huge FII …
Monday Mayhem and thereafter….do not press the panic button. Read More »
How does it matter that most of the debt products give similar return of 8-10%, and then why not invest in only one product i.e. Bank FD for 10 years for which bank is offering about 9.5% for 10 years. However a product needs to be understood from the point of view of the investment …
Buying life insurance is a crucial decision as it is directly connected to the financial security of your family and you Life insurance gives you the freedom to chase your dreams, knowing that the immediate and long term financial future of your family is secure. Hence you need to buy a policy which is in …
Make life insurance an integral part of your financial plan…. Read More »
The Indian stock markets have been buoyant over the last year with both the NIFTY & the SENSEX clocking over 30% growth in the last 1 year. The BJP led NDA government has been perceived to be a more investor friendly and reforms driven leading to improvement in sentiments. In addition to that a clear majority …
One of the best ways to invest in the stock market is through mutual funds. However, identifying good mutual fund for long term investment is not easy. Several financial web sites, blogs, financial advisors indicate various parameters to rate the mutual funds. However, some of the basic parameters indicated below will help you choose the correct mutual funds …
Private insurance companies fared poorly in terms of settlement of death claims in 2012-13 as compared to state-owned LIC, says sectoral regulator IRDA. “The claim settlement ratio of LIC was better than that of the private life insurers,” Insurance Regulatory and Development Authority said in its annual report. Life Insurance Corporation posted claim settlement ratio …
LIC claim settlement better than private insurers: IRDA Read More »
There is no harm in maximizing returns, keeping safety and liquidity intact. The idea of keeping one’s emergency fund somewhere other than a savings account may not strike many, but it is an option worth exploring. A portion of our surplus money is often kept in a savings account to meet emergency expenses. While building an emergency …