Grasim

AB Nuvo- Grasim Merger

The AB Nuvo- Grasim merger is a 2 step process- The first step involves merging the two companies and the second would be a spin-off of the financial division. For every 10 shares held, the shareholders of AB Nuvo will receive 3 shares of Grasim. Post-merger when the financial services business is spun off, the …

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Term insurance

Term insurance a must; But lowest premium not necessarily the best

Term insurance plan is a necessity for an individual who has dependents or a family. It is the basic form of life insurance where a fixed sum assured is paid on the death of the policyholder. In case of survival of policy term, the insured doesn’t get anything in return. It works on the basic …

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Is it necessary that the SENSEX will tank if there is a FED rate hike??? History says….DEFINITELY NOT!!!

There has been a lot of talk about a FED Rate hike possibly by 25 bps and its effects on the Indian markets. There may be some impact for a few days but history says that there has been no major impact on the Indian stock markets as evident from the chart below.  Points to …

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Lehman Crisis

Things have changed since the Lehman Crisis crash in 2008

As evident from the table below we are far better off now in comparison with the Lehman Crisis crash in 2008. CAD, Fiscal Deficit, Forex Reserves & Inflation. Interest Rates & Import bill which are higher and declining with a significant fall in crude amongst other commodities. A possible current account surplus driven by a …

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Indian markets

Monday Mayhem and thereafter….do not press the panic button.

We need not panic & should firmly stay invested in this sell off over the last two weeks. Fundamentally nothing has changed in India & the domestic story remains intact. Low commodity prices, low inflation, improving GDP growth augers well for India. This selloff is purely due to global concerns especially China & huge FII …

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life insurance

Make life insurance an integral part of your financial plan….

Buying life insurance is a crucial decision as it is directly connected to the financial security of your family and you Life insurance gives you the freedom to chase your dreams, knowing that the immediate and long term financial future of your family is secure. Hence you need to buy a policy which is in …

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mutual fund

Steps to choose best performing mutual funds

One of the best ways to invest in the stock market is through mutual funds. However, identifying good mutual fund for long term investment is not easy. Several financial web sites, blogs, financial advisors indicate various parameters to rate the mutual funds. However, some of the basic parameters indicated below will help you choose the correct mutual funds …

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