Rights home buyers will enjoy under RERA

From 1st May 2017, if you are a home buyer, you will be armed with several new rights specified under the Real Estate (Regulation and Development) Act, 2016 (RERA) such as the follows: 1. The right to obtain information relating to sanctioned plans, layout plans along with the specifications, approved by the competent authority. 2. …

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PAN

How to correct your Aadhaar/PAN details online

The income tax department has launched an online facility to correct errors in names and other details in permanent account number (PAN) and Aadhaar document on its website: https://incometaxindiaefiling.gov.in As seen below on the left hand side the first option facilitates you to link Aadhaar with PAN. To make any changes you need to click …

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SIP online

How to start a Mutual Fund SIP online…

Systematic Investment Plan or SIP has become extremely popular among mutual fund investors with superior performance of equities over the last one year. An SIP is a simple tool that helps you to invest regularly in mutual funds. It is advisable to to invest in equity mutual funds only through SIPs as it negates the …

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How to link your Aadhaar card and PAN card

Recently the government made it mandatory to provide both Aadhaar card number and PAN number while filing for taxes. The 10 character alpha-numeric Permanent Account Number (PAN) is a unique ID that every taxpaying body in India needs to have currently. The 12 digit Aadhar card number has additional features like a biometric thumb impression …

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interest rate

The interest rate dilemma

On 1st April 2017 the Government announced a 10 bps interest rate cut across all small savings schemes offered, from Senior Citizen Savings Schemes to Public Provident Fund and mind you this is not the first cut over the last year when the government decided to revise small savings rates every quarter depending on economic/market …

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Financial decisions

Better late than never: Financial decisions you should take now

Most individuals run around in February- March every year to complete their tax savings investments and then forget about money and taxation when the new financial year starts in April. NOW is that time of the year when you should start investing for next financial year slowly & steadily so that you don’t have to …

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Interest rate fall- Think beyond bank fixed deposits…

Though lending rate decline is good news for home loan buyers, decline in FD rates are making investors worry. With interest rates for deposits falling to 6-7% levels retail investors are feeling the pinch. So how to deal with a falling interest rate scenario and are there alternatives is what investors are thinking now. Mutual funds, …

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