mAadhaar

mAadhaar- Your Aadhaar on your phone

mAadhaar is the official mobile application offered by UIDAI which will provide an interface to Aadhaar card holders to carry their demographic information such as name, date of birth, gender & address along with photograph as linked with their Aadhaar Number in smartphones. According to details given, it has five key features: 1.Aadhaar number holder …

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Money moves that help you retire early…

Most of us want to retire early but hardly do we plan for a better retirement when we are working. To add to that some ill-planned money moves can also ruin the dream of early retirement. Some steps we should take to retire early: Start investing early Ideally, one should start planning his retirement immediately …

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invest equities

How much to invest in equities

One of the initial investment decisions that one has to make is what proportion of assets to invest in equities & what proportion in debt. One of the basic thumb rules used over the years to decide on equity allocation is the 100 minus age allocation. The risk taking capacity of a person is maximum …

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Aadhar

Apply online with Aadhar-Get provident fund dues in 5 days

Your provident fund dues is likely to be processed within 5 days if you apply online and have your Aadhar number connected with the Employees’ Provident Fund Organization (EPFO). Employer’s intervention in the process of claims has been done away with in the process of online submission of claims for availing PF withdrawal benefits (Form-19), …

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Using SIP & STP for investing & SWP while redeeming…

Timing the market is the most difficult thing to do as no one can really say when the market is bottoming out or hitting the top. Thus the best way to put your money into mutual funds would be in a staggered manner through systematic investment plan (SIP) or through systematic transfer plan (STP) after …

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Market valuations don’t matter in the long term

Equity markets are close to all-time highs and the question is whether markets are currently overvalued or not and if this is a good time to invest. Markets in India tend to move in a 5 year cycle. Market valuations do play an important role in determining returns over the short term to medium term …

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Pradhan Mantri Vaya Vandana Yojana for Senior Citizen

Senior Citizen mostly depends on interest income on their savings for their monthly expenses. In times of declining interest rates when interest rates on bank FDs have fallen to abysmally low levels the Government has come out with some schemes for senior citizens to help then earn a minimum amount of return from their savings. …

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Insolvency Bankruptcy Code

The Insolvency and Bankruptcy Code

There has been a lot of action relating to NPA resolution, a contentious issue for some time now the latest being the Insolvency and Bankruptcy Code (IBC), an Act which helps troubled corporates, partnership firms and individuals in debt to re-organise and opt for insolvency resolution in a time-bound manner to maximize value of its …

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