INVESTING

invest equities

How much to invest in equities

One of the initial investment decisions that one has to make is what proportion of assets to invest in equities & what proportion in debt. One of the basic thumb rules used over the years to decide on equity allocation is the 100 minus age allocation. The risk taking capacity of a person is maximum …

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Using SIP & STP for investing & SWP while redeeming…

Timing the market is the most difficult thing to do as no one can really say when the market is bottoming out or hitting the top. Thus the best way to put your money into mutual funds would be in a staggered manner through systematic investment plan (SIP) or through systematic transfer plan (STP) after …

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Market valuations don’t matter in the long term

Equity markets are close to all-time highs and the question is whether markets are currently overvalued or not and if this is a good time to invest. Markets in India tend to move in a 5 year cycle. Market valuations do play an important role in determining returns over the short term to medium term …

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Insolvency Bankruptcy Code

The Insolvency and Bankruptcy Code

There has been a lot of action relating to NPA resolution, a contentious issue for some time now the latest being the Insolvency and Bankruptcy Code (IBC), an Act which helps troubled corporates, partnership firms and individuals in debt to re-organise and opt for insolvency resolution in a time-bound manner to maximize value of its …

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Decoding GST for your business…

Who needs to register for GST? Anyone who sells goods and/or provides services worth more than Rs.20 lakh (Rs.10 lakh for North East states) in a financial year & taxpayers already registered under VAT/service tax must register under GST. Those making inter-state supplies or supplies via e-commerce must mandatorily register irrespective of turnover. How will …

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Rights home buyers will enjoy under RERA

From 1st May 2017, if you are a home buyer, you will be armed with several new rights specified under the Real Estate (Regulation and Development) Act, 2016 (RERA) such as the follows: 1. The right to obtain information relating to sanctioned plans, layout plans along with the specifications, approved by the competent authority. 2. …

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SIP online

How to start a Mutual Fund SIP online…

Systematic Investment Plan or SIP has become extremely popular among mutual fund investors with superior performance of equities over the last one year. An SIP is a simple tool that helps you to invest regularly in mutual funds. It is advisable to to invest in equity mutual funds only through SIPs as it negates the …

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