Blog about Financial Education, Advisory & Planning
We all discuss stock picking & stock advice and how some of us are not able to track the markets on a regular basis & thus refrain from investing in the markets. Find below an example of how you can simply pick up blue chip companies which constitute of the index (we have chosen the …
How Patience Pays…SENSEX stocks returns this century Read More »
There has been a lot of talk about a FED Rate hike possibly by 25 bps and its effects on the Indian markets. There may be some impact for a few days but history says that there has been no major impact on the Indian stock markets as evident from the chart below. Points to …
How does it matter that most of the debt products give similar return of 8-10%, and then why not invest in only one product i.e. Bank FD for 10 years for which bank is offering about 9.5% for 10 years. However a product needs to be understood from the point of view of the investment …
The Indian stock markets have been buoyant over the last year with both the NIFTY & the SENSEX clocking over 30% growth in the last 1 year. The BJP led NDA government has been perceived to be a more investor friendly and reforms driven leading to improvement in sentiments. In addition to that a clear majority …
One of the best ways to invest in the stock market is through mutual funds. However, identifying good mutual fund for long term investment is not easy. Several financial web sites, blogs, financial advisors indicate various parameters to rate the mutual funds. However, some of the basic parameters indicated below will help you choose the correct mutual funds …
Private insurance companies fared poorly in terms of settlement of death claims in 2012-13 as compared to state-owned LIC, says sectoral regulator IRDA. “The claim settlement ratio of LIC was better than that of the private life insurers,” Insurance Regulatory and Development Authority said in its annual report. Life Insurance Corporation posted claim settlement ratio …
LIC claim settlement better than private insurers: IRDA Read More »
There is no harm in maximizing returns, keeping safety and liquidity intact. The idea of keeping one’s emergency fund somewhere other than a savings account may not strike many, but it is an option worth exploring. A portion of our surplus money is often kept in a savings account to meet emergency expenses. While building an emergency …